Today on Blue Gems is Eddie Garcia, credit specialist. He’s getting into the differences between personal and business credit and how it applies as an entrepreneur or investor. Learn what banks are actually looking when you’re trying to borrow on credit (hint: it’s not your credit score). Positive borrowing behaviors can help you get the bank’s trust and access to lower interest rates.

When the economy tightens up, so do banks. Knowing how to leverage your business credit can help you continue investing in leaner times. Communicating with your bank will build trust and allow you a greater deal of flexibility when it comes to future borrowing. But what happens when your credit tanks after a bad business move? Eddie specializes in helping clients get out of that hole.

You want relationships with the people who lend money so you can become partners and not be a consumer. Whatever you want to do in life, it takes courage. Just take the steps and go get your goals.

Blue Gems Management- https://bluegemsmgmt.coSTR

Meet Up- https://bluegemsgroup.com

Where to connect with EddieInsta- @eddiergarcia23

Phone number- (619) 259-3809

[00:00] Episode teaser

[00:29] Show intro

[01:02] Intro to Eddie

[02:06] How to reach Eddie if you need credit help

[03:19] Business vs. personal credit

[05:53] What are banks looking for in business loan?

[08:17] Which cards have the best perks?

[10:01] Good borrowing behaviors to do

[13:56] Typical interest rates Eddie is seeing

[18:45] What are Airbnb clients normally coming to Eddie for?

[26:42] Blue Gems Management

[27:09] Establishing 250k of business credit

[31:21] A day in the life for Eddie

[34:01] The last blue gem

[35:26] Where to find Eddie Garcia

[36:13] Closing out