A bicycle comes out of nowhere on a dark highway and hits Robert’s Chevy Camaro causing significant damage. Robert shares the story with his friend, Justin Candau, a catastrophic claims adjuster. The two go back and forth about how and why cars get totaled, keeping a car after it’s been totaled and whether the accident should have been a comprehensive or collision claim.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.

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