Landing in Canada as an internationally trained physician is exciting—and overwhelming. In this episode, Usman and Saad walk you through what to do in your first months: setting up your SIN, banking, and credit, avoiding “free” generic bank advice, and understanding how Canada’s system treats you as a consultant, not an employee. They dive into tax-efficient structures, housing and kids’ education, and why proper financial life planning—not random investments—is what actually buys you time, freedom, and options for your family. You’ll also hear about the emotional side of starting over, rebuilding identity, and creating community in a new country. Stay to the end to learn how to access RFL’s free Tax-Free Retirement Blueprint so you can keep more of what you earn and build a truly rich, fulfilling life in Canada.