#487 | If You Have a Retirement Account, We Have a Quick Question

Is your 401(k), IRA, or life insurance actually set up to protect your family… or did you accidentally leave them exposed?

Most people think naming a beneficiary is simple, but the truth is, 𝗼𝗻𝗲 𝘄𝗿𝗼𝗻𝗴 𝗰𝗵𝗼𝗶𝗰𝗲 can send your assets through 𝗽𝗿𝗼𝗯𝗮𝘁𝗲, trigger bigger 𝘁𝗮𝘅𝗲𝘀, or even leave your 𝗹𝗼𝘃𝗲𝗱 𝗼𝗻𝗲𝘀 𝘃𝘂𝗹𝗻𝗲𝗿𝗮𝗯𝗹𝗲 to creditors, lawsuits, or divorce.

If you're approaching retirement, this matters more than ever. Your decades of savings, your pension, your insurance, everything works together (or at least it should).

If your beneficiary designations don't match your estate plan, your family could face complications you never saw coming.

This episode breaks down...

• The #1 beneficiary mistake retirees make
• When naming an individual creates risk
• Why a trust can provide protection many don't know about
• How to avoid unnecessary taxes with a properly drafted plan

𝘼 𝙛𝙚𝙬 𝙨𝙢𝙖𝙡𝙡 𝙪𝙥𝙙𝙖𝙩𝙚𝙨 𝙩𝙤𝙙𝙖𝙮 𝙘𝙖𝙣 𝙨𝙥𝙖𝙧𝙚 𝙮𝙤𝙪𝙧 𝙛𝙖𝙢𝙞𝙡𝙮 𝙢𝙖𝙟𝙤𝙧 𝙝𝙚𝙖𝙙𝙖𝙘𝙝𝙚𝙨 𝙡𝙖𝙩𝙚𝙧.

👉 Take a few minutes — listen and protect what you've worked hard to build. 💼✨

#EstatePlanningTips #RetirementPlanning #BeneficiaryMistakes #TrustPlanning #ProtectYourFamily #InheritancePlanning #WealthProtection #ZammittiLaw #EverythingEstatePlanning #YourPlanningAttorney

--

We're here to help you learn more! Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊

--

If you want to talk more about anything estate planning, elder law or probate related:

https://zammittilaw.com

http://yourplanningattorney.com

--

We provide PEACE OF MIND to families through estate planning, elder law and probate matters.

Our firm rests on three core pillars:

1. Family protection

1. Simplicity and efficiency for our clients

1. Minimizing taxes and spend down of your hard-earned assets

If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you. Valerie K. Zammitti is the owner at Zammitti Law, PLLC. She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!

Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.

--

Facebook = https://www.facebook.com/zammittilaw

Instagram = https://www.instagram.com/zammittilaw/

TikTok = https://www.tiktok.com/@everythingestateplanning

YouTube = https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ

LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F

--

This podcast is intended for educational purposes only and does not create an attorney-client relationship.

attorney advertising