Season MVP is Christian McCaffrey — 1,202 rushing yards, 102 catches for 924 yards, and 17 total touchdowns in a Comeback Player of the Year campaign that was the spine of a 12-win team. The thing that has to get fixed is the pass rush: 20 sacks is a 3rd percentile number, and 14 total takeaways across 17 games is the kind of margin-killer that shows up in January every single time.