In this episode, I'll be discussing the ways in which using a budget can transform your financial life and some common struggles that people face with budgeting. I also have a special gift for the Love & Kobo fam. 

For a limited time, download a free copy of my budget template at https://docs.google.com/spreadsheets/d/1d59T3d-N_31OV49BFrEoKCHfgmMu4QKwaQObnv77ngw/edit?usp=sharing. Because the Google Sheet is view only, you will first have to go to the File menu and click Download (or Save a Copy) to create a template that you can edit. 

I created a series of budgeting videos on YouTube detailing how to use the budget template. They can be found at https://youtube.com/playlist?list=PLmVkOLLKuWFqtb8EV1c71sglfzFZtmweA.

Happy budgeting!