The student loan crisis is massive, over $1.5 trillion massive. Even though there is currently talk around debt forgiveness, there are many concerns around how this debt will impact society going-forward. In the meantime there is a student loan suspension effective until the latter part of 2021. This prevents the discouraging figures (temporarily) around defaults. Having a plan to intentionally prevent taking on student loans is key as to prevent joining the 45 million people with student loan debt.