Life insurance isn't just about death - it's about protecting your loved ones, building wealth, and planning for the future. In this episode, I break down the different types of life insurance - term, whole, universal, and variable - and explain how each one works. We'll explore the pros and cons of each policy, common uses like income replacement and estate planning, and the key implications for your financial goals. Whether you're shopping for coverage or just want to understand your options, this episode will help you make informed, confident decisions.

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