Welcome to episode 5 of The Coast FI Podcast, where we'll explore the different options you have once you hit your Coast FI number.

In other words, what changes should you make, if any?

There are three distinct paths available to you when you reach Coast FI, and we'll discuss each one in detail.

We'll begin with the path of least resistance: just keep doing what you're doing.

For some, this is an ideal option since it allows you to accumulate even more wealth and reach financial independence sooner. However, it's critical to consider whether this option is a good fit for you both personally and professionally.

The second option is to downshift your work and enjoy more flexibility sooner. You can reduce your hours or find a job that is more fulfilling, even if it pays less. Downsizing your work can provide more control over your time, even if you haven't achieved full FI yet.

The third and final option is to repurpose your savings while continuing to work and earn the same amount. You could use the extra money to live a more lavish lifestyle, support important causes or set the next generation up for financial success.

It's essential to consider each of these options carefully and determine what is best for you in achieving your goals. In the end, it's possible that you can do everything you want and more while coasting to financial independence.

So there you have it, our discussion on the three different paths you can take once you've reached Coast FI.

Thank you for listening to The Coast FI Podcast, and we hope you gain inspiration and motivation towards achieving financial independence!

Links: 

What is Coast FI: Understanding The Pros and Cons of This FIRE Alternative