The Fiscal Feminist

50. Investing for Retirement, Generational Views of Money, and the Value of Hiring a Coach with Haley Kowalewski


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With so many different ways to invest and build wealth, how do you find the path that’s right for you? In this episode, Haley Kowalewski breaks down some of the basic principles you should keep in mind when building an emergency fund, saving for retirement, starting to invest, and more. Haley is the founder of Femme Financial Coaching, where she’s helping women and other marginalized groups with all things personal finance and investing. She also talks about the different ways each generation views money and work, and she shares some practical tips for finding resources you can trust on social media.

Episode Recap:

  • Today we’re talking with Haley Kowalewski of Femme Financial Coaching (1:01)
  • What inspired you to start this business? (2:55)
  • Before you pivot, make sure you’re prepared for business and personal expenses (6:01)
  • What are some barriers that stop marginalized groups from building wealth? (16:17)
  • Have these foundations in place before you start investing (22:12)
  • How to get started with investing (26:33)
  • Should you open a taxable account? (29:25)
  • How Gen Z and Millennials tend to view money and work (34:28)
  • How to vet financial resources on social media (41:29)
  • Can you share some client success stories? (43:55)
  • Remember your future self (52:44)
  • How to connect with Haley (55:56)


Resources:

  • Find every episode of the Fiscal Feminist podcast
  • “The Fiscal Feminist” book
  • Femme Financial Coaching
  • Follow Haley on Instagram and TikTok


Quotes:

“Education is the way through, because the stock market doesn’t discriminate. It doesn’t know what gender you are, what race you are, how old you are. Anyone has access to it, so that’s why it’s so important to educate people around it.”

“You can make changes a lot faster than you think you can. And if you’re thinking, ‘I don’t want to be in this same spot I’m in at this time next year financially, you might be at that point where you’re like, ‘Alright, I’m ready to make a change.’ And if you’ve tried to do it on your own and you just keep falling off, then that’s a point where you can hire a coach or get some support, because that support is out there. And there’s no shame in doing that.”

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The Fiscal FeministBy Kimberlee A. Davis

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