Today we chat with Dan William a retired FBI Special Agent. Dan worked for 23 years with the FBI in forensic accounting and counter terrorism.. Dan continues to work in the private sector spending time in the dark web and chat rooms of cyber hackers. Dan works with business owners on a daily basis who've been the victim of a targeted cyber-attack. These companies are "frozen" after the attack as the network and data files have been encrypted and held hostage. Hackers request Bitcoin as the preferred method of payment for releasing an encryption key to unlock the files. Don't think for a moment only a few rogue hackers around the globe are holding computer data files hostage. Cyber-attacks is a big, lucrative business occasionally sponsored by a Nation State. Ransomware as a Service (RaaS) is actually a thing! Dan offers several tips on how to avoid being the victim of a cyber attack.