Are you ready to conquer the holiday season without busting your budget, and start the new year right? I'm Carolyn, your Money Coach, and I'll guide you through navigating the tricky waters of Black Friday shopping. This episode is packed with practical advice on how to prepare for the onslaught of discounts and sales during the holiday season. We discuss how to create a shopping list to keep you on track, and avoid common pitfalls such as 'buy now, pay later' schemes and online scams.

As we shift our focus to the future and 2024, we explore how you can achieve financial freedom, which is a top priority for many of our listeners. I'll share my insights on creating a budget, and how to avoid the common overspending associated with the festive season. Plus, we have a special course that promises to help you get rid of debt and achieve financial freedom. So let's start the journey towards homeownership together, and remember, small steps can lead to great strides in your financial wellness.

Join my new course"Simply Paid Off: Your Guide to Becoming Debt Free"
Discounted price for VIP access end on November 23, 2023.

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