Between inflation, the stock market, rising interest rates, and the potential for a recession, 2022 has been a bit of a roller-coaster year for our money. As we turn the corner to next year, it’s a good time to take a breath and make some financial resolutions — so that we’re better positioned for whatever financial curveballs 2023 has in store.

Here are six financial tips and tricks that can help you improve your finances for 2023.