"I’ll Live Off Social Security Income", "Medicare Will Cover My Medical Expenses". These are just a couple of the ideas most people going into retirement tell themselves, and they hope through the duration of their retirement that these government-sponsored benefits will help provide everything they promise, and sometimes much more than they actually do. Tim Stearns, CFP® is here to discuss why relying on these programs isn't the best plan for a confident retirement. Contact Tim Stearns, CFP® at (800) 640-2256 or visit the website www.TjStearns.com to request the "10 Steps To Prepare For Retirement" resource or for help in formulating your "Protect & Grow" written retirement plan.