Corporate cards don’t have to be hard.

Born out of the frustration of expense tracking with his own business Oliver decided to take on a challenge impacting every business owner from a new angle, the credit card.

Oliver is rethinking how business owners manage spend and unlock growth. As founder and CEO of Archa, he’s building a powerful alternative to traditional banking and solving a frustrating problem for business owners along the way.

In this episode of Weird Growth, Cam Sinclair sits down with Oliver to explore the world of fintech, funding, and building products that go from “nice-to-have” to “can’t-live-without.”

Problem:

Startups and small businesses struggle with outdated banking systems, corporate card approvals, and clunky expense management.

Solution:

Instant card creation. Smarter spend controls. A fintech product built for high-growth businesses, not red tape.

One big piece of advice:

“Sometimes there’s a fear that you can’t find the solution. There’s almost always a solution. If it’s not working, stop and change. Figure out how to fail fast and change what you’re doing.”

Bullets:

(00:00 – 00:59) – Intro to Weird Growth

(01:00 – 02:39) – Oliver’s journey: From law to fintech

(02:40 – 06:28) – Why Archa started with consumers, then pivoted

(06:29 – 10:45) – What’s broken with traditional banks?

(10:46 – 13:52) – Cold outreach, early partnerships, and finding first users

(13:53 – 17:08) – When they knew they had product-market fit

(17:09 – 21:53) – Maximising spend with credit cards

(21:54 – 24:40) – Mastercard, Visa, and the future of payments

(24:41 – 26:56) – Why fintech in Australia is booming

(26:57 – 30:27) – How Archa improves productivity for business owners

(30:28 – 34:22) – Card creation and spend tracking

(34:23 – 36:43) – Oliver’s one big piece of advice, fail fast and change

(36:44 – 38:02) – Inbox zero, stress hacks, and the importance of rest

Show & Tell:

Archa – https://archa.com.au

Inbox Zero method (great article by our favourite tool for this, Superhuman) – https://blog.superhuman.com/inbox-zero-method/

FinTech Australia – https://www.fintechaustralia.org.au

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