In this video, Colin Exelby, CFP® covers his top 10 recommendations if you are 60 years old and have nothing saved for retirement.

If you’re 60 years old and don’t have anything saved for retirement, you’re not alone—and it’s not too late to turn things around. In this video, I share 10 powerful strategies to help you gain control of your finances, reduce stress, and create a retirement you can feel confident about. From cutting expenses and paying off debt to automating savings, rethinking work, and even improving your health, these steps go beyond the basics and show you how to make real progress in as little as five years. Whether you’re starting from zero or just need a push, this video will give you the clarity and momentum to build the retirement you deserve.

Link to Budgeting Spreadsheet:⭐ 👇

https://docs.google.com/spreadsheets/d/1v2XlFSAOrBdUA_-ijIOFL30gEN4yYFPNymD06EE-FN4/edit?gid=0#gid=0

00:00-Intro

01:35- Step #1: Get Clear on Where You Stand

06:57-Step #2: Complete a 60-Day Spending Audit

08:00-Step #3: Build Your Emergency Fund

09:07-Step #4: Pay Off Debt

10:36-Step #5: Automate Your Savings & Investing

13:30-Step #6: Get Creative & Think Outside the Box

14:22-Step #7:Work Longer (On Your Own Terms)

16:12-Step #8:Delay Social Security (If You Can)

17:04-Step #9:Improve Your Health Now

17:56-Step #10:Keep Learning & Strengthen Your Mindset

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Budgeting...👇

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[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.

I provide financial planning for business owners and their families that makes sense.

Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.

We strive to help you:

*Optimize Your Cash Flow

*Minimize Your Taxes

*Build Your Net Worth

*Create a Lasting Legacy

➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️

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