This episode covers the current state of the student loan crisis that puts college graduates into debt when the enter the workforce. This is a hindrance that holds people back from achieving financial goals. The White House and Congress have been discussing the solutions to forgive debt; however, nothing has been accomplished and there is no resolution in the near future. In the roundtable the discussion centers around people who have "Gone Commando" because they ran out of underwear and those that choose to do it willingly. Stories section: A four-year old has been accepted to Mensa so there is a good chance that family will need any student loans in the future? Next: Chicago has approved another feral cat program where launch cats into the streets to control the rat problem.