If you are unhappy with your super fund or your super fund failed the audit from your review after episode 21, this episode is for you.

In Episode 21, Naomi and Helene did a live super audit together and discovered Helene had two crosses out of three in the big areas that matter. So what do you do next? How do you actually find a better fund? And how do you know who to trust when the internet is full of comparison sites that earn money from the very funds they recommend?

In this episode, Naomi and Helene pick up exactly where Episode 21 left off. We break down a clear 7-step process for comparing, choosing and switching super funds, including a guide to some independent resources, and one excellent free comparison tool that most people have never heard of. 

Whether you have one cross or three, this episode gives you the exact process to take action on your super — today.

Chant West — independent super fund research, ratings and benchmarking chantwest.com.au

AppleCheck — free side-by-side super fund comparison tool powered by Chant West independent research. Compare up to three funds and get a detailed report. ngssuper.com.au (search "AppleCheck" on the NGS Super website — confirm URL before publishing)

ATO YourSuper Comparison Tool — government tool that shows fees in real dollar terms based on your actual balance ato.gov.au/calculators-and-tools/super-yoursuper-comparison-tool

MoneySmart — ASIC's guide to choosing a super fund, including a fee impact calculator moneysmart.gov.au/how-super-works/choosing-a-super-fund

Not sure which investment option you should be in inside your super fund? Start with a risk profile — it tells you whether you are in the right growth/conservative/balanced option for your situation.

Naomi will send you one for free. Just email her at: [email protected]

If this episode helped you take a step forward with your super, the best thing you can do is leave a review wherever you listen. It takes less than two minutes and it helps more women find this show.

And if you know someone who has been putting off looking at their super, send this episode to her today. This is the kind of thing that can genuinely change someone's financial future — and it starts with a conversation like this one.

The information shared in this episode is general in nature and does not take into account your personal objectives, financial situation or needs. It is not financial product advice. Before making any decisions about your superannuation, please consider whether this information is appropriate for your circumstances. We recommend speaking with a licensed financial adviser if you need personal advice.

This episode is sponsored by NGS Super. Sponsorship does not influence the general information provided in this episode. References to the AppleCheck tool relate to independent third-party Chant West research data and do not constitute a recommendation of NGS Super as a superannuation fund.