Miscellaneous and Entertainment are the two sections that "extra" money tends to float to when we don't have a plan for it. Having a realistic budget in these areas is key to achieving debt re-payment goals or savings goals. Don't overlook the importance of this area of the budget!

Hope that you enjoy the episode!

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie