Navigating pet insurance for Cavoodles can feel overwhelming, especially when you’re bringing home a new puppy and want to make confident, informed decisions.

In this episode, I’m joined by Dr Steve Rose, veterinarian and CEO of Trupanion Pet Insurance Australia, to break down exactly what Cavoodle families need to know when comparing policies, understanding coverage, and avoiding costly surprises.

We cover the most common questions Cavoodle parents ask, including:

The biggest mistakes owners make when choosing pet insurance for puppies

How sub-limits, annual limits and exclusions really work (and why they matter)

Why timing is everything — and what happens if you wait too long to get covered

Real-life Cavoodle case studies showing how quickly vet bills can escalate

Whether behavioural issues, anxiety or training are covered

What makes Trupanion different from other pet insurers in Australia

How to choose the right excess, avoid pre-existing conditions, and protect your Cavoodle long-term

Whether you’re preparing for your first Cavoodle puppy or already have a fluffy family member at home, this episode gives you clarity, confidence and practical guidance so you can choose the best protection for your dog.

I can’t wait for you to listen! 💛🐶

⏱️ Episode Time Stamps

00:00 – Welcome & intro
01:30 – Why pet insurance matters for Cavoodles
04:00 – What pet insurance actually covers
07:45 – Why vet bills are rising across Australia
10:20 – Common Cavoodle health issues (fractures, allergies, knee injuries)
12:10 – Pre-existing conditions explained simply
16:00 – Sub-limits, annual limits & how families get caught out
21:30 – Behavioural coverage: what’s included and what’s not
26:45 – Choosing an excess that makes sense
30:00 – The risks of switching pet insurance providers
35:20 – What affects the cost of your premium
45:00 – Why puppies need coverage during transport home
50:00 – How GapOnly payments work at the vet
56:00 – Steve’s top vet tips for new Cavoodle owners
1:00:00 – How to access Trupanion’s free Puppy Guide

🔗 Useful Links

Free resources from Trupanion:
📘 Puppy Go Home Book: trup.au/puppybook
🐾 Socialisation Checklist: trup.au/socialisation
❓ Insurance Questions to Ask: trup.au/insquestions

Oodleway Resources:
🐶 Join the Cavoodle Training Academy: https://www.oodleway.co/cavoodletrainingacademy
✂️ Learn to Groom Your Oodle at Home: https://www.oodleway.co/home-groom 
📸 Follow Oodleway on Instagram: https://www.instagram.com/oodleway 
🎵 TikTok: https://www.tiktok.com/@oodleway 
📺 YouTube: https://www.youtube.com/@oodleway 

📄 Disclosure

Trupanion Pet Insurance is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, and distributed, promoted and administered by Trupanion Australia Pty Ltd (ABN 33626393628, AR 1268213) as an authorised representative of Hollard. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing. PDS, Target Market Determination and Privacy Policy available at Trupanion.com.au