Strategic Whole Life by Infinite Banking Authorized Practitioners

63: Recent Policy Loan Rate Increases


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With current rising interest rates, many carriers have similarly raised the interest rates on policy loans. Many whole life policy owners are wondering how this will affect their practice of The Infinite Banking Concept ®.

In this episode we talk about policy loan rates and what to expect with whole life insurance dividends as interest rates rise.

As John Montoya tells us, “interest rates are relative”.

Episode Highlights

0:00 - Introduction

0:12 - Episode beginning

2:19 - Interest rates

5:23 - Interest rates are relative

10:00 - What it means to take the control of the banking function in your life

13:01 - Taking loans

19:01 - Make sure that you’re calculating life properly

23:28 - Episode wrap-up


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Strategic Whole Life by Infinite Banking Authorized PractitionersBy John Montoya, John D. Perrings

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