Money Reset

7 - How to Fix Your Credit Score Step by Step


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Your credit score can open doors or slam them shut — and the good news is, you have the power to fix it. In this Money Monday episode of Money Reset, you’ll learn exactly how to take control of your credit score with practical, step-by-step strategies you can start today.

You’ll discover:
 ✅ What makes up your credit score, including payment history, credit utilization, length of credit history, credit mix, and new inquiries
 ✅ How to get your credit reports for free, spot mistakes, and dispute errors that drag your score down
 ✅ Actionable ways to catch up on overdue accounts, lower your credit utilization, and build a plan to move forward
 ✅ How to rebuild positive credit history using secured cards, authorized user status, and credit-builder loans
 ✅ The most common mistakes people make when trying to repair credit — and how to avoid them
 ✅ How long it really takes to see your credit improve

Packed with real-life examples and encouragement, this episode will help you boost your score, reduce stress, and put yourself on a path to better financial opportunities.

Don’t forget to subscribe to Money Reset so you never miss an episode that helps you reset your money mindset and build the life you want.

And be sure to join us next week for Money Monday, when we’ll cover What to Do With Your First $1,000 in Savings — so you know exactly where to put your first milestone toward financial freedom.

✨ Ready to take your financial reset even further? Join The Budget Babe’s newsletter to get free resources like the Roth IRA checklist, personalized projections, and weekly money tips delivered straight to your inbox.

Whether you’re new to investing or just want to make sure you’re on track, this episode will empower you to take action and set yourself up for financial freedom.

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Money ResetBy Budget Babe