The end of the penny era in the U.S. might seem irrelevant to modern budgeting, but I'm here to tell you why tracking down to the last cent is still vital for gaining financial clarity and eliminating mental accounting.

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[Blog Post] Mastering Your Finances with YNAB's Four Simple Budgeting Rules: https://www.theexuberantelephant.com/blog/four-rules-for-budgeting

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DISCLOSURES

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YNAB Disclosure: I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or affiliates.