You’ve heard it before: "Should I start saving for my retirement now or after I’ve paid off my debt?” And, “How the heck do I save for retirement plus pay down my debt?”

Well, let me wrap you in a big, giant virtual hug and tell you, you can do it, my friend! HOW you do it, and the exact steps you take, will be a little different from person to person. However, I am a firm believer in starting to save for your retirement ASAP. I also want you to focus on paying down your debt ASAP, especially your high-interest rate debt, and I want you to also save money for your emergency fund and into your other savings goals. 

However, I want to give you some steps and an action plan that you can enforce today! So, let’s start diving in. 

If you haven’t already opened a retirement account, you need to do that today! Even if you put $20 per month into it, this is a great first step and the earlier you start saving for your golden years, the better because of something called compound interest. Now, I will be the first to admit that I am NOT a retirement expert, I am a financial coach, there is a big difference. However, I will share with you what I do for my retirement as of right now. 

Listen to the entire episode all about how and when to save for your retirement. 


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