Hans introduces the BRRR-Sub2 model (Buy, Rehab, Rent, Refinance, then Sell via Seller Financing/Subject-To), a creative evolution for today’s market where low-rate sub-to deals are scarce, especially in high-demand zip codes.

With many properties now carrying 6–7% rates, Hans focuses on solid cash deals sourced via wholesalers and relationships, using hard or private money for minimal rehabs ($15K vs. full $25K). Tenant-buyers pay above-market rents plus 10–15% down, bridging financing gaps and creating strong equity—protecting against downside risk.

Using his updated Sub2 Deal Evaluator, Hans walks through a real example:

• Purchase: $113K from wholesaler

• Rehab: $15K

• Borrowed: $140K

• DSCR Refi: $125K

• Buyer down: $18K (10%)

• Buyer PITI: ~$1,700 vs. rent ~$1,544

• Result: $582/month cash flow, 11-month payback, 110% cash-on-cash, $110K+ long-term profit

Key lessons: scalable in competitive markets, equity buffer for risk, premium pricing from motivated buyers, disciplined pipeline execution, and proven “buy boxes” for repeatable deals.

This hybrid blends classic BRRRR with creative finance exits, forcing equity while leveraging financing for legacy wealth.

Watch at https://www.youtube.com/@Sub2Investor

Visit https://www.sub2investor.com/ for resources.

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