The Do More With Your Money Podcast panel look at some of the different saving and spending habits we learn and the psychology of saving. Plus, the panel discuss how your spending and saving habits can impact your later life, and what you can do to improve them now. 

0:00 The return of recording remotely   

1:30 Investment Management update  

6:22 Saving VS Spending   

7:04 How much should you be saving?   

9:12 Set an objective to anchor your goal   

10:28 Using technology to save   

11:57 The psychology of saving  

12:48 The long term goal of retirement  

14:14 Can you rely on the state Pension?  

15:32 Do longer term and shorter term financial goals require different Investment Strategies?   

18:14 How can you diversify your investments to reduce risk?   

19:37 The different ways of accessing your Pension   

20:56 How to stop Inflation eating your Pension   

22:19 Taking control of your finances via technology   

24:27 Can you just rely on your Auto-enrolment workplace Pension?  

27:24 How does age influence saving and spending habits?    

29:55 The importance of educating children about money and saving early  

30:35 How can you keep track of multiple auto-enrolment Pensions?  

33:40 How can I find my old pensions from previous jobs?   

34:30 Making saving a habit  

36:16 Spending habits and debt  

38:12 How would our panel save 5% more money?