In this episode of Cash in the Cyber Sheets, we’re trading ransomware for real parenting — because the biggest threat some families face isn’t just phishing emails, it’s predators hiding behind screens.

This week, we’re talking about keeping your kids safe online without turning your home into a surveillance state or making every digital moment a standoff. You’ll get a practical, parent-tested playbook to reduce risk, build trust, and keep communication open.

Here’s what we cover:

• How to set clear rules and smart tech boundaries that grow with your child.

• Why knowing your kids’ passwords could be the lifeline that saves them in an emergency — and how to balance that with privacy using the “family envelope” method.

• Why family contracts aren’t lame — they’re structure, clarity, and accountability rolled into one.

• The surprisingly effective “no devices in bedrooms” rule and why it might be your new favorite bedtime policy.

• How to help kids spot predators, fake profiles, and bad actors before they get in too deep.

• Creating an environment where your kids actually talk to you about what they see and experience online.

We’ll also dig into the awkward but critical topics: body boundaries, consent, and how to talk about them without turning your kid’s face beet red.

As always, this episode is packed with real advice, relatable stories, and security smarts with a side of dry humor.

💡 Download the free eBook: Protecting Children Online  — your full guide to raising safer, savvier digital citizens.

This is our last episode of the year, and we’re taking a short break to retool, refresh, and relaunch Cash in the Cyber Sheets in 2026 with a sharper, more interactive format. Stay tuned for what’s next — and in the meantime, stay safe, stay curious, and keep your kids’ devices out of the bedroom.