RICH and his Co-host talk about what to do and not do when it comes to spending money. A lot of people get caught up spending a lot of money on things they don't need. As time goes on they find themselves broke or in debt. People also don't realize all the stress that comes along with accumulating a lot of possessions. What people need to do is learn how to balance not only their lifestyle but their finances as well. If you work hard and find yourself broke week after week, it's time to make a change.