Say Yes Experience

#8 - Mastering Your Finances: A Step-by-Step Guide to Creating an Effective Budget Part 2


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In this informative episode of our podcast, Jessica Tomac, a financial advisor, provides us with a comprehensive, step-by-step guide to creating an effective budget that will help you take control of your financial life.


Join us as we break down the complexities of budgeting and provide practical insights to help you navigate the process with ease. Jessica shares valuable tips, strategies, and tools to empower you to make informed financial decisions and achieve your financial goals. She even shares practical tips you can have your kids do to educate them about money and budgeting.


If you're looking to master your finances and create an effective budget for you, your kids, and the whole family, then Say Yes to this episode now!


Topics discussed in this episode:


Topic 1: What is a budget? [02:32]

Topic 2: How to create a budget? [02:57]

Topic 3: 50% goes to your Needs [04:16]

Topic 4: How to classify your Needs? [04:42]

Topic 5: 20% goes to your Savings [06:06]

Topic 6: How much of the 20% should go to Savings and how much goes to interest reduction? [07:28]

Topic 7: How to stay true to the budget? [11:36]

Topic 8: How to start having conversations with your kids about budgeting? [19:11]

Topic 9: How to get out of the spending cycle [31:31]

Topic 10: The only way to learn and grow [31:57]


Other resources mentioned throughout the episode.

Download the free Say Yes List: http://thesayyesexperience.com/list

Get your copy of our new ebook at https://thesayyesexperience.com/book

Change your life with Blaise and Jessica’s ten other books at https://jessicarector.com/store


We want to connect with you!!

Join our free Facebook Community of other Say Yesers at https://www.facebook.com/groups/thesayyesexperience

Connect with us on all social media @thesayyesexperience

Post a picture of you doing your Say Yes List item (jump up for the picture if you can, like our logo) and tag us @thesayyesexperience



Thank you to our guest.

You can connect with our guest at:

• Email: [email protected]

• LinkedIn: tinyurl.com/wme2a9xx

• Facebook: tinyurl.com/ckvpp6na

Thank you also to:

Blaise Rector, CFO, Chief Fun Officer

Lisa Rehurek, our Business Advisor

Our team at jessICAREctor Enterprises


Producer and host: Jessica Rector

Editor: Rex Angelo Viray

Graphics: Rex Angelo Viray

Logo: Zen Zai

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Say Yes ExperienceBy Jessica Rector