In recent years, online payment fraud is on the rise, with increasingly sophisticated attacks posing growing threats to consumers and financial institutions alike. This new environment represents both a defining challenge and a critical opportunity for the fintech industry. The regulatory landscape is adapting accordingly, as the Third Payment Services Directive (PSD3) and the Payment Services Regulation (PSR) introduce stronger obligations and expectations around fraud prevention for payment service providers operating in the EU.

This episode unpacks the implications of these reforms, alongside the evolving role of AI in both enabling increasingly sophisticated fraud and powering the defences against it. The conversation explores how financial institutions are adapting to a new generation of fraud threats, from social engineering to AI-generated attacks, and what the next wave of prevention technology looks like within an increasingly demanding regulatory framework.

Host Miroslav Duric is joined by Dan Holmes, VP of Product at Feedzai, an AI-native platform focused on fraud and financial crime prevention, to share insights on the challenges and opportunities of tackling online payment fraud in an era of regulatory reform and rapid technological change.