Most tech professionals believe they’re financially sorted because they have an accountant. But is that really enough? In this eye-opening episode of Wealth Bytes, Mo Shouman shares why relying solely on an accountant could be holding you back - and how strategic financial planning can unlock far greater opportunities.

If you’re earning well but still feel like things are fragmented or reactive, this episode will show you why - and what to do about it.

What You’ll Learn in This Episode:

• The critical difference between accountants and financial planners
• Why tech professionals face unique financial complexity
• How overconcentration in RSUs can quietly derail your wealth
• Real-life client stories that highlight costly missed opportunities
• The illusion of financial progress - and how to overcome it
• How strategic planning goes beyond deductions and compliance
• What a true wealth-building strategy looks like for high-income earners

Key Takeaways & Strategies:

• Accountants look back. Planners look forward. Accountants handle last year’s tax. Financial planners design strategies for the next 5, 10, or 40 years.
• Beware the RSU trap. Overconcentration in company stock can silently damage your long-term growth and increase tax exposure.
• Structure beats hustle. With multiple income streams (salary, RSUs, bonuses, side gigs), the right structure can drastically reduce your tax bill.
• Don’t mistake compliance for strategy. Tax returns are just paperwork. Real wealth comes from planning ahead.
• Superannuation is your secret weapon. Used wisely, it’s one of the most powerful ways to reduce tax and grow long-term wealth.
• Optionality is the real goal. Retire early, consult, travel - do what you want, when you want. But only if your plan supports it.
• The Confident Choice System. Mo’s tailored roadmap helps turn your peak earning years into lifelong financial security - for you and your family.

Connect with Mo Shouman: 

Connect with me on LinkedIn: Mo Shouman 

Email me: [email protected] 

Visit My Wealth Choice: www.mywealthchoice.com.au 

If you enjoyed this episode, please subscribe and leave a review on your favorite podcast platform. Your support helps us reach more tech professionals looking to make smart financial decisions! 

Thanks for tuning in! See you in the next episode of Wealth Bytes! Where we will be talking about Common mistakes, I see happening with Tech Professionals in their super funds 

Listen, learn, and start making smart financial choices today.