This week on The Retirement Readiness Podcast, guest host Kaitlyn Hedger joins Tim Regan to break down the first and most crucial step of PrairieView Wealth’s Kickstart program: goal setting and planning. Designed for young professionals just starting their financial journey or looking to refine their path, the Kickstart program guides clients through a structured series of steps—including employer benefits, investment planning, estate planning, and more.

Together, Tim and Kaitlyn discuss why setting goals is more than a financial exercise—it’s about clarifying what you want out of life and building a roadmap to get there. Whether your goals are moving out of your parents’ house, saving for a dream car, buying your first home, or planning as a couple, this episode unpacks how professionals walk alongside you to define, track, and update your plans. As Kaitlyn puts it, “If we don’t set a plan for where we’re going, it’s the same as a road trip. If we hop in a car and flip a dime…we’re going to end up somewhere that has nothing to do with where we wanted to go.”

Plus, hear how PrairieView Wealth’s digital tools, like Black Diamond, support ongoing accountability and tracking so your goals can evolve with you. Whether you’re new to financial planning or have a system in place, learn how regular check-ins and honest conversations can help you gain clarity, involve your partner, and celebrate your progress over time.

Listen in to find out how a clear process, thoughtful goal-setting, and professional support can provide a strong foundation—wherever your financial journey begins.

3 Key Takeaways

• Goal setting is a foundational step in any financial plan—it’s about both long-term vision and short-term actions, individualized for your life stage.
• Working through goals as a couple often strengthens relationships and uncovers assumptions or differences that may not surface in day-to-day conversation.
• True progress comes from regular reflection and review; tools like Black Diamond help you not only track your goals but also celebrate your gains along the way.

Be sure to visit pvc.swp.com for more resources, and check out our past episodes for additional financial planning insights.