In this episode of Get Smart with Money, Dayna sits down with Peter Maher, CEO of Ovanti US, to discuss how fintech innovation can create real financial inclusion — not just more debt.
With over 15 years of experience building and scaling fintech companies, Peter is leading a movement in the short-term payments space focused on accessibility, trust, and smarter alternatives to traditional credit and Buy Now Pay Later systems.
Today, more than 150 million American adults are locked out of affordable credit options. Peter shares how Ovanti is working to redesign the payments ecosystem by offering solutions that empower consumers and support merchants — without trapping people in financial stress cycles.
In this conversation, we explore:
Why traditional credit systems are failing millions of Americans
The hidden risks behind most Buy Now Pay Later models
What true financial inclusion really looks like
How fintech leaders navigate regulation and innovation
Building mission-driven companies that prioritize people over profit
If you're interested in financial literacy, fintech innovation, entrepreneurship, or breaking free from debt cycles — this episode delivers insight with impact.
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