Welcome to another episode of Finance ABC. I’m your host, Emma Lai, and today we’re talking about a topic that affects everyone, no matter their income level or financial goals: tax planning strategies. Tax planning is all about making informed decisions to legally minimize the taxes you owe while maximizing your financial security. When done right, tax planning can free up more money for your savings, investments, or whatever financial goals you might have. It’s one of the most impactful steps in personal finance because it lets you make the most of the income you already have, instead of working harder just to earn more.

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