Welcome to another episode of Finance ABC. I’m your host, Emma Lai, and today we’re diving into a topic that’s essential for building a solid financial foundation: insurance and risk management in personal finance. Now, I know insurance doesn’t sound like the most exciting part of finance, but when you break it down, it’s really about protecting what matters most and creating financial security. By the end of this episode, you’ll understand the main types of insurance everyone should consider, how to think about risk management, and why insurance is a key pillar in any personal finance plan.

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