Hear from an Australian science researcher who openly talks about money with all of his friends -- which he recognizes is unusual. He earns $85,000 AUD each year plus 12% superannuation to be put toward retirement. We'll learn that he and his friends aren't shy, how his willingness to talk about money directly led to him helping a coworker negotiate a raise at her new job, and why he believes that investing in real estate in expensive markets like Melbourne may not make sense for millennials any more.