According to Urban.org, "Most American adults—227 million, or 89 percent—have a credit file. Using a random sample of deidentified, consumer-level records from a major credit bureau, we estimate that in 2019, 30 percent of them, or about 68 million US adults, had debt in collections reported in their credit files." And our guess is that this percentage increased as a result of the pandemic. To that end, while this may not be a topic that most people talk about, the reality is collection accounts impact quite a few of us everyday folk. So, what's the best way to handle the harsh reality of collections on your credit report? Do we ignore it, dispute it, or settle it? With all credit gurus online it's hard know what's best. Listen in as Eva shares her approach to dealing with old debts and why she believes her approach is the best approach for her clients...

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