The Change Dude

#88: AI Risk in Banking — Why Scaling AI Is Harder Than Building It


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AI isn’t the hard part anymore—governing it is. In this episode, Saeed Rafay breaks down why banks and fintechs are struggling to scale AI despite massive investments. From model risk and regulatory pressure to agentic AI and model drift, we explore the real challenges that start after the model is built. If you think AI success is about better tech, think again. The real competitive edge in 2026 and beyond will come from mastering AI risk, governance, and trust.



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Disclaimer: The views, thoughts, and opinions expressed in this podcast are solely those of the host and guests and do not necessarily reflect the views or positions of any organizations or employers mentioned. The content is for informational purposes only and should not be considered professional or legal advice.

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The Change DudeBy Saeed Rafay