When it comes to retirement, saving enough is only part of the equation. You also need to plan for the risks that could derail your financial future. In this video, Peter with Richon Planning and Erin Kennedy break down the 9 Critical Risks You Need to Plan For:

✅ Sequence Risk – How market downturns early in retirement can deplete your savings.

✅ Legislative Risk – The impact of changing laws and policies.

✅ Withdrawal Rate Risk – Is the 4% rule still relevant?

✅ Healthcare Costs & Long-Term Care – Likely your biggest expense.

 ✅ Spousal Income Changes – How losing a spouse affects income.

✅ Market Volatility – The impact of timing and market swings.

✅ Taxation – Strategies to keep more of what you’ve saved.

✅ Inflation – The silent threat that erodes purchasing power.

✅ Longevity – How living longer amplifies all these risks.

Ready to take the next step? Download “The Countdown to Retirement”—a comprehensive guide that encourages you to rethink conventional wisdom and consider planning strategies that protect your lifestyle, comfort, and peace of mind. Head to www.RichonPlanning.com, or call Peter at (919) 300-5886.