What a year 2020 has been. Filled with all kinds of unforeseen stress, craziness, and challenges of all kinds, from the pandemic to the election and all of their secondary effects. I know many people would say it's been one of their most difficult years ever. BUT that does not mean we should just give up on the year as a lost cause and resign ourselves to starting to get back on track come January 1st. Time is too precious to write it off like that, plus there is no guarantee 2021 will not be just as tough or even more so. In this episode I talk about why you should not wait until 2021 to start to improve your life and your situation.