The enhanced Obamacare subsidies are scheduled to expire at the end of the year, and people are anxious about health insurance. Maybe the real solution isn’t more subsidies dumped into a broken system. Instead, maybe it’s separating the markets: one system built explicitly, transparently, and honestly to cover people who need guaranteed, comprehensive care—funded through taxes and direct subsidies—and another system that allows healthy individuals to buy true insurance that is priced based on risk, choice, and personal tradeoffs.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.