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9.25% S&P Returns, No Risk? Fixed Indexed Annuities Explained!
How can you earn up to 7.25% to 9.25% while protecting your cash against a market bubble? Is it possible to stay invested in the S&P 500 with guaranteed principal protection? The short answer is yes and in today's ultimate guide to annuities, that's what we'll be talking about - fixed indexed annuities (FIAs), as well as other annuities for those of you looking for guaranteed lifetime income and/or CD-like options. Here are the timestamps:
4:32 Single premium immediate annuities (SPIAs) for those of you looking to convert a one-time lump sum payment into an immediate & guaranteed income for life
23:52 Multi-year guaranteed annuities (MYGAs) which are more like CDs in that they accumulate a guaranteed fixed interest rate for a certain time until maturity, but do not pay out regular income.
34:39 Fixed indexed annuities (FIAs), which are currently very popular with our Diamond NestEgg regulars who are looking for downside protection while at the same time keeping some potentially higher market-based returns, tied to the S&P 500 for example.
1:08:03 Qualified longevity annuity contracts (QLACs) which are generally used to lower required minimum distributions (RMD), defer taxes and manage longevity risk if you have pre-tax retirement savings
📢 Email [email protected] to get connected with our trusted annuity specialist!
⭐ Learn about how annuities can help you sleep better at night in retirement ⭐ https://youtube.com/playlist?list=PLsv_4H5rP97FD58emP6HEQCX_dIBRTaEg&si=8t6kB8PKQtk0VD21
📢 Join the waitlist for our brand-new private VIP Member Community if you're interested in income protection and capital preservation 👉 https://www.diamondnestegg.com
⭐ Learn all about bond investing while yields are attractive! Get both our bond courses together & save $100: https://www.diamondnestegg.com/home#_paa2isucf
Drop us a note - what do you want to hear about next?
Support the show
💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!
💰 Supercharge your income 👉 JOIN our VIP Investment Club and be the first to know about top rates, higher-yielding investment opportunities and members-only conversations and content!
👉 Email [email protected] to get connected with our trusted annuity, life insurance and long-term care specialists
📢 Learn all about bond investing while yields are attractive! Get both our bond courses together & save $100 here!
💡 Learn more about our foundational-level Bond Beginners and intermediate-level Bond Masters courses
⭐ Check out Caitlin and Eva's YouTube channel, Your Financial Journey, for even more personal finance content and tutorials and Sophie's YouTube channel, Sophie The Scientist, if you like cool and fun science facts as well!
View all episodes
By Diamond NestEggHow can you earn up to 7.25% to 9.25% while protecting your cash against a market bubble? Is it possible to stay invested in the S&P 500 with guaranteed principal protection? The short answer is yes and in today's ultimate guide to annuities, that's what we'll be talking about - fixed indexed annuities (FIAs), as well as other annuities for those of you looking for guaranteed lifetime income and/or CD-like options. Here are the timestamps:
4:32 Single premium immediate annuities (SPIAs) for those of you looking to convert a one-time lump sum payment into an immediate & guaranteed income for life
23:52 Multi-year guaranteed annuities (MYGAs) which are more like CDs in that they accumulate a guaranteed fixed interest rate for a certain time until maturity, but do not pay out regular income.
34:39 Fixed indexed annuities (FIAs), which are currently very popular with our Diamond NestEgg regulars who are looking for downside protection while at the same time keeping some potentially higher market-based returns, tied to the S&P 500 for example.
1:08:03 Qualified longevity annuity contracts (QLACs) which are generally used to lower required minimum distributions (RMD), defer taxes and manage longevity risk if you have pre-tax retirement savings
📢 Email [email protected] to get connected with our trusted annuity specialist!
⭐ Learn about how annuities can help you sleep better at night in retirement ⭐ https://youtube.com/playlist?list=PLsv_4H5rP97FD58emP6HEQCX_dIBRTaEg&si=8t6kB8PKQtk0VD21
📢 Join the waitlist for our brand-new private VIP Member Community if you're interested in income protection and capital preservation 👉 https://www.diamondnestegg.com
⭐ Learn all about bond investing while yields are attractive! Get both our bond courses together & save $100: https://www.diamondnestegg.com/home#_paa2isucf
Drop us a note - what do you want to hear about next?
Support the show
💎 Join our 200,000+ Diamond NestEgg viewers on YouTube for more daily doses from Jen and Markus!
💰 Supercharge your income 👉 JOIN our VIP Investment Club and be the first to know about top rates, higher-yielding investment opportunities and members-only conversations and content!
👉 Email [email protected] to get connected with our trusted annuity, life insurance and long-term care specialists
📢 Learn all about bond investing while yields are attractive! Get both our bond courses together & save $100 here!
💡 Learn more about our foundational-level Bond Beginners and intermediate-level Bond Masters courses
⭐ Check out Caitlin and Eva's YouTube channel, Your Financial Journey, for even more personal finance content and tutorials and Sophie's YouTube channel, Sophie The Scientist, if you like cool and fun science facts as well!