Are you managing your money in the right way? Our expert panel share their thoughts on managing debts, and how to get the most out of your mortgage.  0:00 What happened in markets this week?  1:10 What's happening in markets and how does this affect you?  8:30 The range of debt available  12:15 Managing your incomes and outgoings  14:31 Can debt be useful?  17:49 Use the start of the month to manage your money  21:38 Is there a strategy for dealing with large debt?  28:40 Keep yourself an emergency fund  30:01 Strategies for your mortgage  39:43 Top tip for debts loans and mortgages