Welcome to STRATEGIC WHOLE LIFE (formerly The Fifth Edition) by Infinite Banking Authorized Practitioners.

In this week's episode, we compare policy loans from a whole life insurance policy vs. margin loans. When discussing policy loans used with the Infinite Banking Concept™, sometimes people will be dismissive of the strength of policy loans because they have the ability to borrow on margin aginst the value of their stocks.

But policy loans vs margin loans are an apples-to-oranges comparison.

We compare the following:

1. Reliance on third-party credit
2. Loan-to-value (LTV) ratios
3. The typical underlying assumptions used when choosing margin loans

---

EPISODE HIGHLIGHTS:

[01:00] Third-Party Risk Discussion

[08:00] Risks of Margin Loans

[09:00] Loan to Value Ratios Explained

[12:00] Control and Safety with Policy Loans

[16:00] Assumptions in Credit Analysis

[21:00] Foundation of Financial Strategies