That Home Loan Hub

A 1% Interest Rate Could Transform Your Home and Transport


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Ready to make your home more energy efficient or purchase an electric vehicle without the financial strain? Our latest conversation dives into the world of green loans – a game-changing financial option that's flying under the radar for many Kiwis.

We explore how these specialized loans offer dramatically reduced interest rates – as low as 0-1% compared to standard 5-5% loans – making environmentally friendly choices much more accessible. From solar panels and batteries to heat pumps, insulation, water tanks, and double-glazed windows, green loans cover a surprising range of home improvements. For those in the market for cleaner transportation, these loans extend to electric vehicles and even electric bicycles.

The application process couldn't be simpler. You'll need a quote from an authorized provider, but most banks charge no application fees, and the approval process mirrors a standard home loan top-up. Once approved, you typically have three months to use the funds (with possible extensions), provided you have sufficient equity in your home to secure the loan. With winter approaching and power bills set to rise, timing couldn't be better to consider these energy-efficient upgrades.

Perhaps most compelling is the urgency factor – these exceptional rates could disappear from the market at any moment. If you've been contemplating solar energy, an EV, or upgrading your home's efficiency, now might be the perfect time to speak with your financial advisor about green loan options. Could this be the financial opportunity that helps both your wallet and the planet?

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That Home Loan HubBy Zebunisso Alimova