In this episode, AJ and John take a deep dive into Q3 of 2024. From major global events like the Olympics and the resolution of the Hollywood strike to big shifts in the economy—including interest rate cuts and Biden’s departure—there’s a lot to cover. They break down the winners and losers of the quarter, discuss the “Beige Flag” economy, and explore the rise in household debt despite record-high wealth. With mortgage rates finally dipping, they tackle the big question: should you refinance? Plus, a look at valuations and what’s happening in the IPO market. Tune in to stay ahead of the trends and catch up on everything Q3!