American Banker Editor in Chief Marc Hochstein and IdentityMind VP of Marketing and Product Jose Caldera discuss: physical vs. digital identities (2:15), identity as a collection of attributes (5:17), the concept of online “personas” (7:20), proving ownership (9:00), identity’s key attributes (12:30), calculating identity risk (13:25), banking’s unique identity requirements (16:30), the importance of address (20:00), and eCommerce’s identity impact (23:15).