A Section 125 cafeteria plan helps employers offer flexible, tax-advantaged benefits while controlling healthcare costs. With cafeteria 125 benefits, employees choose the coverage that fits their needs, creating higher satisfaction and engagement. Employers benefit from payroll tax savings, improved retention, and reduced healthcare expenses without added complexity. When properly managed, a Section 125 plan supports preventive care, wellness, and long-term workforce stability, making it a smart, cost-effective benefits solution for modern businesses.