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A Conversation with Steve Durbin
In this episode, Michael Peres sits down with Steve, a forward-thinking financial leader whose career spans private equity, hedge funds, and investment banking—experience that ultimately led him to co-found RYT, a next-generation layer-one blockchain built to fix the inefficiencies buried deep inside global financial systems. From missed “early Bitcoin” moments to navigating today’s rapidly maturing crypto landscape, Steve breaks down why blockchain infrastructure—not speculation—is the real future, and how RYT is pushing that future forward by working directly with governments.
Steve reveals how his team is creating secure, scalable digital identity solutions for populations in Pakistan, Panama, and Costa Rica—unlocking access, fighting fraud, and modernizing outdated systems from the ground up. He also dives into the psychology of risk, why people cling to legacy systems, and how comfort—not logic—keeps innovation from scaling.
In this episode, you’ll learn:
• Why Steve believes blockchain’s biggest value isn’t tokens—but infrastructure that removes friction and cost
• How the crypto industry has “grown up,” moving from hype metrics to real-world profitability and institutional trust
• Why regulation, stability, and transparency are accelerating the next phase of adoption
• How RYT is partnering with governments to deploy secure digital ID systems, starting with 20,000 users per day
• The challenges of replacing legacy systems—and why comfort keeps people tied to inefficient structures
• Why identity and remittance are the top real-world blockchain use cases poised for global transformation
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By Michael PeresIn this episode, Michael Peres sits down with Steve, a forward-thinking financial leader whose career spans private equity, hedge funds, and investment banking—experience that ultimately led him to co-found RYT, a next-generation layer-one blockchain built to fix the inefficiencies buried deep inside global financial systems. From missed “early Bitcoin” moments to navigating today’s rapidly maturing crypto landscape, Steve breaks down why blockchain infrastructure—not speculation—is the real future, and how RYT is pushing that future forward by working directly with governments.
Steve reveals how his team is creating secure, scalable digital identity solutions for populations in Pakistan, Panama, and Costa Rica—unlocking access, fighting fraud, and modernizing outdated systems from the ground up. He also dives into the psychology of risk, why people cling to legacy systems, and how comfort—not logic—keeps innovation from scaling.
In this episode, you’ll learn:
• Why Steve believes blockchain’s biggest value isn’t tokens—but infrastructure that removes friction and cost
• How the crypto industry has “grown up,” moving from hype metrics to real-world profitability and institutional trust
• Why regulation, stability, and transparency are accelerating the next phase of adoption
• How RYT is partnering with governments to deploy secure digital ID systems, starting with 20,000 users per day
• The challenges of replacing legacy systems—and why comfort keeps people tied to inefficient structures
• Why identity and remittance are the top real-world blockchain use cases poised for global transformation