Could there really be a "free market solution" to moving forward criminal justice reform?

Part of the problem is that the status quo makes it nearly impossible to hold individual officers accountable when they violate someone's constitutional rights. And even when individuals do face settlements or judgements for their bad behavior, it's usually taxpayers who actually end up paying the bill.

Could some sort of insurance product—specifically designed for law enforcement officers—help municipalities and states move accountability back onto police officers themselves? Jeff Harrison, the CEO of Prymus Insurance, is confident it could… which is why his company has created a product to do exactly that.